Title & Escrow - How they affect your loan

Title Insurance is something that is required on every mortgage loan.  It protect the lender and the borrower against undisclosed liens, rights of ownership, and other liens that can cloud the title to a home.  When you are purchasing a home it protects the buyer by making sure that your property is free and clear of all liens before you take ownership.

Escrow is a neutral third party that brings the transaction together.  The lender, buyer and seller provided the escrow company with instructions and the escrow company completes these tasks prior to completion of the loan.  Escrow also handles all the money portion of the transaction and the funding and recording of your loan.

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