|
LEGAL DISCLOSURES:
Equal Housing Opportunity Lender
We Do Business in Accordance With Federal Fair Lending Laws. Under the Federal Fair Housing Act, it is illegal, on the basis or race, color, national origin, religion, sex, handicap, or familial status (having children under the age of 18), to (i) Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or deny any loan secured by a dwelling; or, (ii) discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property. If you believe you have been discriminated against, you should send a complaint to:
Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development,
Washington DC 20410
Equal Credit Opportunity Act Fair Lending Notice
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applications on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant had the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning the creditor is:
Federal Trade Commission
Equal Credit Opportunity
Room 4037
Washington DC 20580
The Housing Financial Discrimination Act of 1977, California Fair Lending Notice
It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of (i) trends, characteristics, or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or (ii) race, color, religion, sex, marital status, national origin, or ancestry.
It is illegal to consider the racial, ethnic, religious, or national origin composition of a neighborhood or geographic area surrounding a housing accommodation, or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, and under what terms and conditions, to provide financial assistance.
These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation, or refinancing of one-to four-unit family residences occupied by the owner and for the purpose of the home improvement of any one-to four-unit family residence.
If you have any questions about your rights, or if you wish to file a complaint, contact the management of Infinity Lending Solutions or:
Department of Corporations
320 West 4th Street
Suite 750
Los Angels, CA 90013-1105
Policy:
It is the policy of Infinity Lending Solutions to comply with all applicable federal, state and local laws and regulations. Please promptly report any suspected violation by an employee or agent of Infinity Lending Solutions to:
Compliance Officer
Infinity Lending Solutions
Suite 150
1000 Willagillespie Rd.
Eugene, OR 97401
Toll Free: 1-866-987-7827
www.infinitylendingsolutions.com
Disclaimer
Infinity Lending Solutions strives to assure that all information provided on this web site is accurate as of the most recent date such information is updated. Nonetheless, by accessing this site you accept and agree to the following terms and conditions:
· The materials in this site are provided “as is” and without warranties of any kind either expressed or implied.
· To the fullest extent permissible pursuant to applicable law, Infinity Lending Solutions disclaims all warranties, express, or implied.
· Infinity Lending Solutions does not warrant that this site or the server that makes it available is free of viruses or other harmful components.
· Infinity Lending Solutions does not warrant or make any representation regarding the use or the results of the use of the materials in this site to terms of their correctness, accuracy, reliability, or otherwise.
· You (and not Infinity Lending Solutions) assume the entire risk and cost of reliance on any inaccurate or incorrect information.
· Under no circumstances, including, but not limited to, the negligence of Infinity Lending Solutions, shall Infinity Lending Solutions be liable for any special or consequential damages that result from the use of, or reliance upon, the materials in this site.
· To the extent applicable law (such as the federal fair housing act, the federal equal credit opportunity act, and similar state lending and consumer protection laws) may not allow limiting such liabilities or implied warranties, this disclaimer and limitation of liability may not apply to you.
|